Burial insurance for seniors: The Ultimate Guide

According to statistics from the Insurance Information Institute, the average life expectancy in the United States is currently 78 years old. This means that seniors, or those aged 65 and…

The 10 Cheapest States to Live In

The cost of living can vary greatly from state to state. Some states are much cheaper to live in than others. Here are the 10 cheapest states to live in,…

High-yield CD explained

What is a high-yield CD? A high-yield CD is a certificate of deposit that has a higher interest rate than traditional CDs. They are also referred to as jumbo CDs,…

What is down payment?

What is a down payment? This is one of the most common questions that people have when they are looking to buy a house. If you’re not sure what a…

How to Save Money: 26 Easy Ways

We all want to save money, but it can be hard when you have a family, mortgages and more. I’m sure you’ve heard the saying “a penny saved is a…

Bull vs Bear: What It Means and How They’re Different

Bulls and bears are two types of investors that have different outlooks on the market. Bulls are optimistic and think the price will continue to rise in the future, while…

How a high balance on your credit card affects your credit score

Do you have a high balance on your credit card? Do you ever wonder how much of that bill is going to interest, and how much of it goes toward…

What Is a Bankruptcy Certificate?

A bankruptcy certificate is a document that allows someone to release themselves from debt, and it is issued by a court. It’s not an easy process to go through, but…

What is a budget (and why do I need one)?

Budgeting is one of the most important and necessary things a person can do. It’s also one of the most difficult. That’s because it requires discipline, diligence, and self-control in…

The 50/30/20 Rule: How  It Works

The 50/30/20 rule is a popular budgeting method that splits your monthly income between three main categories: needs, wants, and savings. The formula has become very popular in large part…

Good Budgeting Basics: What You Need To Know

Budgeting is something that many people struggle with. It’s a difficult and often tedious process, but it can be extremely important to your financial stability in the long run. A…