Categories
Personal finance

5 reasons why you should compare train tickets in 2023

Traindrop.com is a popular website that allows users to compare train tickets, find connections from every single station in Europe, and enables them to save money by finding travel passes instead of expensive tickets. The website was founded with the aim of providing travelers with an easy and efficient way to find the best train […]

Categories
Personal finance

Burial insurance for seniors: The Ultimate Guide

According to statistics from the Insurance Information Institute, the average life expectancy in the United States is currently 78 years old. This means that seniors, or those aged 65 and older, can expect to live an average of 13 years longer than the general population. While this is good news, it also means that seniors […]

Categories
Personal finance

The 10 Cheapest States to Live In

The cost of living can vary greatly from state to state. Some states are much cheaper to live in than others. Here are the 10 cheapest states to live in, based on the cost of living index. The Cost of Living in Each State The cost of living is the amount of money you need […]

Categories
Personal finance

High-yield CD explained

What is a high-yield CD? A high-yield CD is a certificate of deposit that has a higher interest rate than traditional CDs. They are also referred to as jumbo CDs, but that term isn’t technically correct since all CDs issued by FDIC-insured banks in the United States are guaranteed to be fully insured to at […]

Categories
Loans Personal finance

What is down payment?

What is a down payment? This is one of the most common questions that people have when they are looking to buy a house. If you’re not sure what a home down payment is, or how much it will cost, then this article should be helpful. We’ll talk about different types of mortgages and how […]

Categories
Personal finance

How to Save Money: 26 Easy Ways

We all want to save money, but it can be hard when you have a family, mortgages and more. I’m sure you’ve heard the saying “a penny saved is a penny earned,” and it couldn’t be more true. Sometimes we don’t realize how much money we’re wasting when we make seemingly small decisions, but that […]

Categories
Personal finance

Bull vs Bear: What It Means and How They’re Different

Bulls and bears are two types of investors that have different outlooks on the market. Bulls are optimistic and think the price will continue to rise in the future, while bears believe it is a good time to sell because prices will go down. Bullish investors buy stocks when they’re low so they can sell […]

Categories
Credit cards Personal finance

How a high balance on your credit card affects your credit score

Do you have a high balance on your credit card? Do you ever wonder how much of that bill is going to interest, and how much of it goes toward reducing the principal? If so, then this article is for you. We’ll be exploring what credit utilization is and why it’s important to know. Credit […]

Categories
Personal finance

What Is a Bankruptcy Certificate?

A bankruptcy certificate is a document that allows someone to release themselves from debt, and it is issued by a court. It’s not an easy process to go through, but it can be done with the guidance of an attorney. This article will explore what bankruptcy certificates are and why you should consider this option […]

Categories
Personal finance

What is a budget (and why do I need one)?

Budgeting is one of the most important and necessary things a person can do. It’s also one of the most difficult. That’s because it requires discipline, diligence, and self-control in order to make it work for you instead of against you. But if done correctly, budgeting will change your life for the better by giving […]

Categories
Personal finance

The 50/30/20 Rule: How  It Works

The 50/30/20 rule is a popular budgeting method that splits your monthly income between three main categories: needs, wants, and savings. The formula has become very popular in large part because it’s easy to get started, and easier to follow than many other budgeting strategies. In this article, we’ll explain how the 50/30/20 rule works, […]

Categories
Personal finance

Good Budgeting Basics: What You Need To Know

Budgeting is something that many people struggle with. It’s a difficult and often tedious process, but it can be extremely important to your financial stability in the long run. A lot of people think budgeting is just for those who are struggling financially, or have trouble managing their money. That couldn’t be further from the […]