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Loans Personal finance

What is down payment?

What is a down payment? This is one of the most common questions that people have when they are looking to buy a house. If you’re not sure what a home down payment is, or how much it will cost, then this article should be helpful. We’ll talk about different types of mortgages and how […]

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Credit cards Loans

Paying off credit cards with a personal loan: good or bad?

This is a very common financial strategy that many people have already done, but there are some drawbacks that you should be aware of before going ahead with this plan. First off, you want to make sure that your credit score is good enough because not having a good credit score will affect how much […]

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Loans Credit cards

Paying off loans with a credit card: usually a bad idea

People often believe that you can pay off loans with your credit card, but this is not the case. Credit cards charge high interest rates and do not offer any incentives to make payments on time or in full. If you are having trouble paying off your loan, it’s best to stick to conventional sources […]

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Loans Credit cards

0% intro APR: What does it mean, and why should I care?

The meaning of 0% intro APR is that you can get a credit card with no interest for an introductory period. The length of the introductory period varies from card to card, but it’s usually between six and eighteen months. Once your introductory period is over, however, the interest rate on your credit will go […]

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Loans

How to apply for a personal loan

Applying for a loan can seem intimidating at first glance but it’s not as complicated as you might think. When you need money quickly, there are two main options: borrowing from family or friends (if they’re willing), or getting a personal loan from a bank or credit union. The first step is to figure out […]

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Loans

What is an unsecured loan?

A unsecured loan is a type of personal loan that, like all other types of loans, requires repayment to the lender. This type of loan does not require collateral as security for the amount lent. In other words, unsecured loans do not require a guarantee that the borrower will repay the amount lent. Unsecured loans […]

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Loans

Unsecured loans vs secured loans

A secured personal loan is a type of lending that requires security as collateral. This means, if you default on the loan, the lender can take your assets and sell them to get their money back. A mortgage or car loan are examples of secured loans. An unsecured personal loan doesn’t require any collateral and will be given based on your creditworthiness and […]

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Loans

How Loans Work

What is a loan? What are the different types of loans? How do you get one and how does it work? This article will answer all these questions. A loan is a sum of money that someone gives to somebody else in order for them to pay back with interest. Interest is the amount of […]

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Loans

Installment loans: What are they?

You might have heard of installment loans, but what are they? If you need money to buy something big, like a car, then an installment loan may be perfect for you. But installment loans are not just for buying cars or a house. You can use them to buy anything that you want to, including […]

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Loans

How to refinance a personal loan

A personal loan is a type of unsecured debt, typically taken out for small purchases or larger projects. Refinancing is when an individual takes out another personal loan to pay off the original one. This can be done in order to lower the monthly payment on the first loan and make it more manageable, or […]

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Loans

The Truth About Payday Loans

Payday loans are a type of short-term loan that is given to people who need money quickly. They are often used by those with low credit scores and bad credit histories since it can be difficult or impossible for them to get a loan from traditional lenders. Payday loans often come with high interest rates, […]

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Loans

How to Get a Payday Loan in 3 Easy Steps

Getting a payday loan can be a great way to get the money you need in an emergency. With so many options available, it can be challenging and confusing to find one that is right for your needs. The following three steps will help you navigate this process and find a payday loan that suits […]