What is down payment?

What is a down payment? This is one of the most common questions that people have when they are looking to buy a house. If youโ€™re not sure what a…

Paying off credit cards with a personal loan: good or bad?

This is a very common financial strategy that many people have already done, but there are some drawbacks that you should be aware of before going ahead with this plan.…

Paying off loans with a credit card: usually a bad idea

People often believe that you can pay off loans with your credit card, but this is not the case. Credit cards charge high interest rates and do not offer any…

0% intro APR: What does it mean, and why should I care?

The meaning of 0% intro APR is that you can get a credit card with no interest for an introductory period. The length of the introductory period varies from card…

OppLoans Installment Loans: A safe choice?

OppLoans is a company that provides loans for people who have low credit scores. These loans are typically used to pay off bills, make home repairs, or fund other needs.…

How to apply for a personal loan

Applying for a loan can seem intimidating at first glance but itโ€™s not as complicated as you might think. When you need money quickly, there are two main options: borrowing…

What is an unsecured loan?

A unsecured loan is a type of personal loan that, like all other types of loans, requires repayment to the lender. This type of loan does not require collateral as…

Unsecured loans vs secured loans

A secured personal loan is a type of lending that requires security as collateral. This means, if you default on the loan, the lender can take your assets and sell them to get their…

How Loans Work

What is a loan? What are the different types of loans? How do you get one and how does it work? This article will answer all these questions. A loan…

Installment loans: What are they?

You might have heard of installment loans, but what are they? If you need money to buy something big, like a car, then an installment loan may be perfect for…

How to refinance a personal loan

A personal loan is a type of unsecured debt, typically taken out for small purchases or larger projects. Refinancing is when an individual takes out another personal loan to pay…

The Truth About Payday Loans

Payday loans are a type of short-term loan that is given to people who need money quickly. They are often used by those with low credit scores and bad credit…

How to Get a Payday Loan in 3 Easy Steps

Getting a payday loan can be a great way to get the money you need in an emergency. With so many options available, it can be challenging and confusing to…