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Credit cards Small business

The best small business credit card

There is a wide variety of business credit cards on the market. Choosing the right credit card for you and your company can be a difficult decision. Ultimately it will depend on a number of factors. These include: Annual Percentage Rate (APR) This is the cost that the user will have to be charged with […]

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Credit cards

6 Great Tips for Transferring Credit Card Balances

ransferring credit card balances is a great way to save money. If you have high interest rates on your credit cards, it may be time to consider transferring the balance and getting a lower rate elsewhere. This guide will discuss six tips for transferring your balances that can help you save more. But first… What […]

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Credit cards

I paid off my credit card debt – now what?

It’s been a long time coming, but you’ve finally paid off your credit card debt. You’re feeling pretty good about yourself. Maybe even a little smug. But what happens when someone pays off their credit card debt? Let’s find out! What happens when you paid off your credit card debt? Your credit score will increase […]

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Credit cards

Citi Double Cash: High rewards and no annual fee

The Citi Double Cash credit card is best for people who are looking to get a simple and straightforward credit card with an excellent cash back rewards program. If you’re just interested in getting straight up 2% back on every purchase without having to worry about anything else, then this is the card for you. […]

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Credit cards Personal finance

How a high balance on your credit card affects your credit score

Do you have a high balance on your credit card? Do you ever wonder how much of that bill is going to interest, and how much of it goes toward reducing the principal? If so, then this article is for you. We’ll be exploring what credit utilization is and why it’s important to know. Credit […]

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Credit cards Loans

Paying off credit cards with a personal loan: good or bad?

This is a very common financial strategy that many people have already done, but there are some drawbacks that you should be aware of before going ahead with this plan. First off, you want to make sure that your credit score is good enough because not having a good credit score will affect how much […]

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Credit cards

How to get rid of credit card debt

Everybody needs credit. It is a credit card that can be used in different places and for different purposes, whether it’s buying groceries or paying the electricity bill. But credit cards have a dark side: they are the leading cause of personal bankruptcy in America today. Credit card debt is expensive because credit card companies […]

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Credit cards

How to transfer balance from one credit card to another

The average household owes about $15,000 in credit card debt, according to the Federal Reserve Bank of New York. And that number has been steadily rising since the 2008 financial crisis. It’s no surprise that the average American has a hard time keeping up with payments. Credit card interest is generally high, so if you’re […]

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Credit cards

Can you pay off a credit card with another credit card?

The short answer is: Yes, you can pay off your credit card using any other card. You can use one of your other cards to cover the payment on your current account. This may not be an option if you don’t think that you’ll be able to afford both balances – but it will take […]

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Credit cards

How the balance on your credit card works

What is a credit card balance? A credit card balance is the amount that a person owes the bank because of purchases made using a credit card. It should be paid in full each month. Your total credit card balance is the sum of each individual purchase you have made divided by the number of […]

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Loans Credit cards

Paying off loans with a credit card: usually a bad idea

People often believe that you can pay off loans with your credit card, but this is not the case. Credit cards charge high interest rates and do not offer any incentives to make payments on time or in full. If you are having trouble paying off your loan, it’s best to stick to conventional sources […]

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Loans Credit cards

0% intro APR: What does it mean, and why should I care?

The meaning of 0% intro APR is that you can get a credit card with no interest for an introductory period. The length of the introductory period varies from card to card, but it’s usually between six and eighteen months. Once your introductory period is over, however, the interest rate on your credit will go […]