MoneyPilot
Traindrop.com is a popular website that allows users to compare train tickets, find connections from every single station in Europe, and enables them to save money by finding travel passes instead of expensive tickets. The website was founded with the aim of providing travelers with an easy and efficient way to find the best train […]
According to statistics from the Insurance Information Institute, the average life expectancy in the United States is currently 78 years old. This means that seniors, or those aged 65 and older, can expect to live an average of 13 years longer than the general population. While this is good news, it also means that seniors […]
The cost of living can vary greatly from state to state. Some states are much cheaper to live in than others. Here are the 10 cheapest states to live in, based on the cost of living index. The Cost of Living in Each State The cost of living is the amount of money you need […]
There are times your business may experience cash flow problems. An online business loan will come in handy at this time; whether it is paying for an emergency bill or you need extra stock for a long weekend. What is an Online Business Loan? This is a type of online loan tailored for SMEs to […]
Invoices are a common part of doing business. If you’re purchasing an item from someone, they will provide the invoice with the terms for making payment. This article will explore the terms for when you’re going to be paying someone. We’ll discuss two main types of invoices: the ones with payment terms that are discussed […]
Small businesses are encouraged to grow but are often not given the same financing opportunities as larger corporations. For example, when it comes to business loans. It is much easier for a large established business entity to get financing. One option that a business can utilize to help raise capital is by considering accounts receivable […]
Etsy is an online marketplace that allows anyone to sell their handmade or vintage items. Etsy is the world’s leading peer-to-peer ecommerce site for buying and selling unique goods from around the world. They have a unique, user-friendly system that makes selling on Etsy easy and affordable. Founded in 2005, Etsy has become a top […]
PayPal is a global e-commerce business allowing payments and money transfers to be made through the Internet. It was founded in 1998 by Peter Thiel, Elon Musk, Luke Nosek, Ken Howery and Max Levchin. PayPal had its IPO on February 15, 2002 and was once owned by eBay until 2015 when it became a separate […]
GAAP is an acronym for Generally Accepted Accounting Principles (GAAP) which is a set of guidelines and standards for how businesses should account for their transactions. These rules are designed to ensure that investors can rely on the information provided by public companies, which has been established as a cornerstone principle in the securities laws. […]
You may have heard and read about debt collection agencies. The agencies are tasked with collecting money from borrowers who haven’t paid their debts in time. It is not uncommon to hear of hundreds of consumers in the United States complaining of being harassed because they owe other people, or businesses, money. The Federal Trade […]
There is a wide variety of business credit cards on the market. Choosing the right credit card for you and your company can be a difficult decision. Ultimately it will depend on a number of factors. These include: Annual Percentage Rate (APR) This is the cost that the user will have to be charged with […]
What is a high-yield CD? A high-yield CD is a certificate of deposit that has a higher interest rate than traditional CDs. They are also referred to as jumbo CDs, but that term isn’t technically correct since all CDs issued by FDIC-insured banks in the United States are guaranteed to be fully insured to at […]
ransferring credit card balances is a great way to save money. If you have high interest rates on your credit cards, it may be time to consider transferring the balance and getting a lower rate elsewhere. This guide will discuss six tips for transferring your balances that can help you save more. But first… What […]
What is a down payment? This is one of the most common questions that people have when they are looking to buy a house. If you’re not sure what a home down payment is, or how much it will cost, then this article should be helpful. We’ll talk about different types of mortgages and how […]
We all want to save money, but it can be hard when you have a family, mortgages and more. I’m sure you’ve heard the saying “a penny saved is a penny earned,” and it couldn’t be more true. Sometimes we don’t realize how much money we’re wasting when we make seemingly small decisions, but that […]
Bulls and bears are two types of investors that have different outlooks on the market. Bulls are optimistic and think the price will continue to rise in the future, while bears believe it is a good time to sell because prices will go down. Bullish investors buy stocks when they’re low so they can sell […]
It’s been a long time coming, but you’ve finally paid off your credit card debt. You’re feeling pretty good about yourself. Maybe even a little smug. But what happens when someone pays off their credit card debt? Let’s find out! What happens when you paid off your credit card debt? Your credit score will increase […]
The Citi Double Cash credit card is best for people who are looking to get a simple and straightforward credit card with an excellent cash back rewards program. If you’re just interested in getting straight up 2% back on every purchase without having to worry about anything else, then this is the card for you. […]
Do you have a high balance on your credit card? Do you ever wonder how much of that bill is going to interest, and how much of it goes toward reducing the principal? If so, then this article is for you. We’ll be exploring what credit utilization is and why it’s important to know. Credit […]
A bankruptcy certificate is a document that allows someone to release themselves from debt, and it is issued by a court. It’s not an easy process to go through, but it can be done with the guidance of an attorney. This article will explore what bankruptcy certificates are and why you should consider this option […]
This is a very common financial strategy that many people have already done, but there are some drawbacks that you should be aware of before going ahead with this plan. First off, you want to make sure that your credit score is good enough because not having a good credit score will affect how much […]
In recent years, the Fair Debt Collection Practices Act (FDCPA) has been a topic of much debate. The FDCPA was designed to protect consumers from unfair, deceptive and abusive debt collection practices. However, many people are confused about what this act actually does or how it affects them personally. In this blog post, we will […]
Everybody needs credit. It is a credit card that can be used in different places and for different purposes, whether it’s buying groceries or paying the electricity bill. But credit cards have a dark side: they are the leading cause of personal bankruptcy in America today. Credit card debt is expensive because credit card companies […]
The average household owes about $15,000 in credit card debt, according to the Federal Reserve Bank of New York. And that number has been steadily rising since the 2008 financial crisis. It’s no surprise that the average American has a hard time keeping up with payments. Credit card interest is generally high, so if you’re […]
The short answer is: Yes, you can pay off your credit card using any other card. You can use one of your other cards to cover the payment on your current account. This may not be an option if you don’t think that you’ll be able to afford both balances – but it will take […]
What is a credit card balance? A credit card balance is the amount that a person owes the bank because of purchases made using a credit card. It should be paid in full each month. Your total credit card balance is the sum of each individual purchase you have made divided by the number of […]
People often believe that you can pay off loans with your credit card, but this is not the case. Credit cards charge high interest rates and do not offer any incentives to make payments on time or in full. If you are having trouble paying off your loan, it’s best to stick to conventional sources […]
The meaning of 0% intro APR is that you can get a credit card with no interest for an introductory period. The length of the introductory period varies from card to card, but it’s usually between six and eighteen months. Once your introductory period is over, however, the interest rate on your credit will go […]
Applying for a loan can seem intimidating at first glance but it’s not as complicated as you might think. When you need money quickly, there are two main options: borrowing from family or friends (if they’re willing), or getting a personal loan from a bank or credit union. The first step is to figure out […]
A unsecured loan is a type of personal loan that, like all other types of loans, requires repayment to the lender. This type of loan does not require collateral as security for the amount lent. In other words, unsecured loans do not require a guarantee that the borrower will repay the amount lent. Unsecured loans […]
A secured personal loan is a type of lending that requires security as collateral. This means, if you default on the loan, the lender can take your assets and sell them to get their money back. A mortgage or car loan are examples of secured loans. An unsecured personal loan doesn’t require any collateral and will be given based on your creditworthiness and […]
What is a loan? What are the different types of loans? How do you get one and how does it work? This article will answer all these questions. A loan is a sum of money that someone gives to somebody else in order for them to pay back with interest. Interest is the amount of […]
You might have heard of installment loans, but what are they? If you need money to buy something big, like a car, then an installment loan may be perfect for you. But installment loans are not just for buying cars or a house. You can use them to buy anything that you want to, including […]
A personal loan is a type of unsecured debt, typically taken out for small purchases or larger projects. Refinancing is when an individual takes out another personal loan to pay off the original one. This can be done in order to lower the monthly payment on the first loan and make it more manageable, or […]
Budgeting is one of the most important and necessary things a person can do. It’s also one of the most difficult. That’s because it requires discipline, diligence, and self-control in order to make it work for you instead of against you. But if done correctly, budgeting will change your life for the better by giving […]
The 50/30/20 rule is a popular budgeting method that splits your monthly income between three main categories: needs, wants, and savings. The formula has become very popular in large part because it’s easy to get started, and easier to follow than many other budgeting strategies. In this article, we’ll explain how the 50/30/20 rule works, […]
Budgeting is something that many people struggle with. It’s a difficult and often tedious process, but it can be extremely important to your financial stability in the long run. A lot of people think budgeting is just for those who are struggling financially, or have trouble managing their money. That couldn’t be further from the […]
Payday loans are a type of short-term loan that is given to people who need money quickly. They are often used by those with low credit scores and bad credit histories since it can be difficult or impossible for them to get a loan from traditional lenders. Payday loans often come with high interest rates, […]
Getting a payday loan can be a great way to get the money you need in an emergency. With so many options available, it can be challenging and confusing to find one that is right for your needs. The following three steps will help you navigate this process and find a payday loan that suits […]
A Bill of Lading (abbreviated as BoL) is a document which serves as proof that goods have been delivered. It also specifies the terms and conditions under which those goods were shipped. The BoL may be required for Customs clearance, or it might simply be used for domestic transport purposes. Courts rely heavily on the […]
Invoice 2 Go is a small business invoicing software package that also comes with some additional tools to help with the accounting needs of a small company. Templates One of the most important features of this invoicing software package is it allows the users to not only create professional looking invoices but allows the templates […]
Businesses, in general, have a lot of resources available to them when it comes to their accounting requirements. One of the accounting tasks is creating invoices. This means the accounting department must choose a method for creating invoices that suits them best. Many choose to use Microsoft Excel for this purpose because of its advantages. […]
Using Microsoft Word to Create Professional Invoices With businesses having access to the internet, it means they can utilize some significant resources for creating invoices using Microsoft Word. But, when doing so, some things have to be considered. There is an option to make invoices from scratch using Microsoft Word, but you could also use one […]
Taking a Look at Zoho Invoicing Every business wants to rely on resources that are going to help them operate their business. When it comes to invoicing there are plenty of options for assisting with this. The challenge is in choosing the right option for a specific business. One of many options is Zoho invoicing. […]
Mandatory Rules for Invoices Businesses have an obligation to keep proper financial records as well as creating the necessary financial documents that pertain to the business. In many cases, one of these categories will be invoices. There are laws in place that pertain to these. What every business must keep in mind is that there […]
As a business owner in the U.S., you know that selecting the right business bank account is no easy task. Many banks will entice you with all forms of offers, with others going to an extent of making empty promises. To avoid the tremendously laborious process of choosing the right account, you’ll want to approach […]
A debt collection agency is an entity that helps lenders or businesses recover debts that are past due, according to the Fair Debt Collection Practices Act (FDCPA). Debt collection agencies are also called debt buyers and debt collection companies. If you own a small or medium sized business, you know that it’s normal to owe […]
When Choosing an Invoice App It is not that long since accountants, and small business managers only used Word and Excel software for invoicing. With the world continually developing constant improvements in technology though, many people are switching to more sophisticated methods when it comes to accounting and bookkeeping. One of the latest options is […]
Every business has many different types of records that they will need to deal with when it comes to the financial accounting for their company. One of the groups of documents will be the receipts. 🤷♂️What is a Receipt? A receipt is a permanent record of a transaction concerning something of value that has been […]
Download your free invoice template Tap the button to download your invoice template in standard Word format. We strongly recommend that you read the information (below) and our other guides before you start billing your clients, if you need additional guidance. Setting a Policy for Sending Invoices One of the responsibilities that a business owner […]